 |
||||||
 |
 |
 |
 |
 |
 |
 |
 |
 |
|
|
|
||
University Enterprises
RISK MANAGEMENTWorkers' Compensation |
|||
Frequently Asked Questions |
|||
|
What is Workers’ Compensation Insurance?
Workers’ Compensation insurance is insurance paid by the employer (UEI) for employees in the event they sustain a work-related injury/illness. Is Workers’ Compensation and State Disability the same? No. Workers’ Compensation and State Disability are not the same. Workers’ Compensation insurance is for injuries/illnesses which occur during the course of employee or arise out of employment. State Disability is for any injury/illness that is not work-related. How do I file a Workers’ Compensation Claim? If you feel you have suffered a work-related injury/illness, you should report this to your supervisor immediately. Your supervisor will provide you with two documents. (1) Accident Report and, (2) DWC-1. The accident report must be completed and turned in to your supervisor as soon as possible. If you want to file a claim you should also complete the DWC-1 form. What Workers’ Compensation Benefits are available to me? 1. Reasonable Medical Care 2. Wage Replacement Will I be paid for each day that I am off work due to my injury? No. Temporary Disability starts on the 4th day that you are off work due to the work-related injury/illness. Will I be paid for time off work for a doctor’s appointment due to my work-related injury? No. Doctor appointments including physical therapy treatments should be scheduled before or after work if possible, or as close to the end or the beginning of your scheduled work time. When will I receive Temporary Disability payments? Temporary Disability payments are paid within 14 days of the injury. How much will Temporary Disability pay? Temporary disability payments are 2/3 of your weekly income not to exceed $849.00 per week. |
Is there documentation I need to provide to my employer when I return to work from a work-related injury/illness? Yes. Each time you see the doctor you should provide your supervisor with a Workstatus Report. This report is important because it will let your supervisor know if there are any restrictions or limitations placed on your ability to do your job. The same holds true if you are being released from medical care, your supervisor must have a workstatus report before you begin working. If the doctor returns me to work and there are restrictions placed on what I can or cannot do, will UEI make the necessary accommodations? Yes. UEI has a Return To Work program, and will everything we can to keep you in the workplace. Is there a time limit on filing a claim? Yes. A UEI employee has 1 year to file a claim and 5 years to reopen a claim. Does UEI have a written Workers’ Compensation reporting procedure in place? Yes. Contact the Risk Management department. Does UEI have a written Return To Work program? Yes. Contact the Risk Management department. Can I be seen by my personal physician if I sustain a work-related Injury? You can be seen by your personal physician only if you have pre-designated him/her, and they have signed off on the pre-designation form. You must pre-designate prior to an injury. Who is UEI designated medical facility? UEI is part of the Medical Provider Network (MPN) program. We have designated Kaiser Permanente Occupational Medical facility and US Healthworks as our medical provider for work-related injuries. |
||